Credit Score

See your data from four Credit Reference Agencies, not just One
FREE CREDIT REPORT

How do I get my credit report?

In preparation for a mortgage, you’ll need to get a copy of your credit report which, thanks to our good friend the web, has never been easier to do. Your Mortgage Adviser will most likely request the reports or your logins to download themselves.

If you are waiting for defaults to drop off your credit file you need to ensure the default dates are correct.

In the UK, there are four credit reference agencies (CRAs). 

  • Experian
  • Equifax
  • Transunion
  • Crediva

You can check all 4 using Check My File.

Checkmyfile offer a multi agency credit report for free

  • Get an independent view with your checkmyfile Credit Score
  • FREE Identity Fraud Assistance if you fall victim
  • Try it FREE for 30 days – cancel anytime
  • Really easy to cancel – by Freephone or even onlinE
  • See your data from 4 Credit Reference Agencies, not just 1
SEE YOUR CREDIT REPORT FOR FREE

Niche Mortgage Info is a guidance website and introducer and is not regulated by the FCA. All of the advisers we partner with work only for firms who are authorised and regulated by the FCA and specialise in a number of different fields. They will offer any advice specific to you and your needs. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice.

By making an enquiry you accept that your information will be passed to one of the specialists.
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