We’ll match you to the perfect broker to help secure the best mortgage deal for you – fast, easy and free.
All of our partner advisers have access to the whole market so that you get the best deal available.
Mortgages made easy. We’ll match you to the perfect broker to help secure the best mortgage deal for you – fast, easy and free. Try our 60 Second Mortgage Qualifier.

Mortgage Qualifier

1 minute. That’s all it takes to find out if you are likely to be accepted for a mortgage and it won’t impact your credit score. It really is that easy.
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Mortgage Advisor introduction

We will match you to a Mortgage Advisor who will understand your circumstances and help secure the best mortgage for you.

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Completely free

Our Mortgage Advisor introduction and matching service is 100% free. We don’t charge a fee, your broker may charge once successful.
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Try The Remortgage Calculator

You could save up to:
per year on your mortgage.
Looks like your on a good deal.

This is based on a new 2-year fixed rate mortgage with an interest rate of 1.15%.

Remortgage Calculator Provided by Niche Mortgage Info.
Getting the best rate

The remortgage rates on offer right now are some of the lowest the market has ever seen, although it’s important that you check the small print of any deals that you see advertised, as they can often include a nasty surprise in the form of application and arrangement fees. It’s also vital that you look at the entire cost of your remortgage, rather than just being drawn in by the flashing lights of the headline offer.

Your circumstances

The particulars of your own financial situation will have a large bearing on your application to remortgage, as the criteria that must be met can vary a lot from lender to lender. Some mortgage companies will only base their decision on your main income, whilst other more flexible lenders will take other earnings, share dividends and self employed income into account.

Your credit score will also affect the deals that are open to you, as new responsible lending guidelines since the Credit Crunch mean that if your score isn’t great, it can really limit your chances with mainstream lenders. However, it doesn’t mean that you can remortgage. It just means you have to apply to a lender who caters for people with poor credit.

As we said before however, the more equity you have in your property, the less of a problem that this will be, as long as you can prove affordability.

Remortgaging can be used to pay off debts, provide funds for home improvement or anything else you see fit to spend it on. Before you jump into anything, we would always suggest doing your homework and really exploring the market to see what deals are out there.

Niche Mortgage Info is a guidance website and introducer and is not regulated by the FCA. All of the advisers we partner with work only for firms who are authorised and regulated by the FCA and specialise in a number of different fields. They will offer any advice specific to you and your needs. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice.

By making an enquiry you accept that your information will be passed to one of the specialists.