Bad Credit Mortgages

We’ll match you to the perfect broker to help secure the best mortgage deal for you – fast, easy and free.
60 SECOND MORTGAGE QUALIFIER 
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All of our partner advisers have access to the whole market so that you get the best deal available.
Mortgages made easy. We’ll match you to the perfect broker to help secure the best mortgage deal for you – fast, easy and free. Try our 60 Second Mortgage Qualifier.

Mortgage Qualifier

1 minute. That’s all it takes to find out if you are likely to be accepted for a mortgage and it won’t impact your credit score. It really is that easy.
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Mortgage Advisor introduction

We will match you to a Mortgage Advisor who will understand your circumstances and help secure the best mortgage for you.

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Completely free

Our Mortgage Advisor introduction and matching service is 100% free. We don’t charge a fee, your broker may charge once successful.
Apply Now
60 SECOND MORTGAGE QUALIFIER 
All of our partner advisers have access to the whole market so that you get the best deal available.

Can you still secure a mortgage with a history of bad credit?

Having had bad credit in your past doesn’t mean you can’t get a mortgage. Money problems can happen to anybody. Getting by in the world today can put a real strain on even the healthiest looking salary and if you find yourself with Default , County Court Judgement (CCJ) or an IVA and it can seem like your dreams of a mortgage are impossibly far away.

The good news is that specialist mortgage brokers can scour the market and secure mortgages for people just like you. Even if you’ve had little or no success elsewhere, they still be able to help, as they know the market and have access to all current deals, including exclusive deals from high street lenders.

Another benefit is that they agree the brokerage fee with you before anything official is offered by the lender and is only paid when you get that all important mortgage offer – something of a ‘no win no fee’ kind of situation.

If you walk into a high street lender and apply for a mortgage with bad credit, you’re almost certain to be given a bit fat “NO”. That’s because they don’t have access to the exclusive products and rates that specialist mortgage brokers do.

Generally speaking, mortgage broker fees can range from a few hundred pounds up to around £1500 dependent on how complicated the application is, however, it’s only payable when you get the mortgage offer you are happy with. We’re sure you will agree, that it’s money well spent if it means securing a mortgage and at a competitive rate.

Bad credit doesn’t have to mean that your ambition of owning your own home is out of the question. Have a chat with one of our recommended brokers to find out if you qualify and how much you could borrow.

Niche Mortgage Info is a guidance website and introducer and is not regulated by the FCA. All of the advisers we partner with work only for firms who are authorised and regulated by the FCA and specialise in a number of different fields. They will offer any advice specific to you and your needs. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice.

By making an enquiry you accept that your information will be passed to one of the specialists.
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